Your Cash Could Be Working Harder Than It Is. Here's How
If you've got cash sitting in the bank that isn't earning its keep, you're not alone, and you're not stuck choosing between leaving it in cash or taking on full market risk. Income-generating securities sit in the middle of the risk spectrum: historically less volatile than the stock market, with a predictable income stream that doesn't move in lockstep with the Dow.
In this free guide, we break down what income securities are, where they fit alongside cash, bonds, and stocks, what kind of returns to expect, and how to get started, without needing to move all your cash at once. Download it below, or book a free 30-minute consultation to talk through your specific situation.
Fixed income securities and corporate debt securities carry additional risks than those of equity securities. These risks include the company’s ability to retire its debt at maturity, the current interest rate environment, the coupon interest rate promised to bondholders, legal constraints, jurisdictional risk (U.S or foreign) and currency risk. If bonds have maturities of ten years or greater, they will likely have greater price swings when interest rates move up or down. The shorter the maturity the less volatile the price swings. Foreign bonds have liquidity and currency risk.